Simple, Effective, Working Capital Solutions

Unsecured business finance for improving cash flow and boosting sales.

finance

Need cashflow to pay suppliers or expenses?

need-cashflow

If you’re waiting on your debtors to pay you and meanwhile you need to meet supplier payments or other expenses . . . we can help.

And you won’t need to sign away your property or pay ridiculous interest rates to do it.

We’ll keep your business liquid while you focus on operations.  Tip: Why not negotiate better prices with your suppliers for paying them early? Your finance facility just paid for itself.

Need to offer your customers instalments?

finance-customers

Increase sales by offering your customers instalment plan options.  No property security required, fast application process, competitive terms.

You get paid up front and you’re not liable for any bad debts.

Simply the fastest, low risk way to supercharge your business growth.

If you’d like a confidential chat about improving your cashflow and funding your capital growth,
without risking everything – call (03) 8459 2106 or request a call back


Forget the banks

Many small–medium size business owners find that access to finance to operate, to grow, or to expand is a real challenge.

As reported by Accountants Daily, 59.3% of all Australian SMEs are being refused loans. The standard bank criterion for commercial lending doesn’t meet funding requirements of small businesses.

Here’s what we do that banks do not

We are part of the innovative First Class Capital network, an Australian owned and independent finance company that delivers working capital solutions to clients and their trading partners like no other lender in the country.

We’re not in the venture capital business, or the home loan business. Our sole passion and purpose is to help sound Australian businesses to survive and thrive.

We have structured our products to suit the real day to day operational needs of small business, and to provide a range of flow-on benefits, like

  • Advancing you what your clients owe you so you maintain cash flow and operations
  • Paying your suppliers up front which means you can negotiate better prices and terms
  • Giving you the facility to provide your customers extended instalment payment terms – so you can secure more business and keep growing sales

Most banks don’t offer these types of products, and if they do, they demand bricks and mortar security.

What you can expect

Our involvement is not just limited to the provision of lending products like most of our competitors, we provide our clients with a complete end to end solution. We have assessed the pitfalls of traditional lending products and developed systems and processes that alleviate difficulties.

  • Simple online applications.
  • Flexible repayment choices.
  • Undisclosed funding options.
  • Secure payment processing.
  • No property security required.
  • Ongoing support whenever you need it.

If you’d like a confidential chat about improving your cashflow and funding your capital growth,
without risking everything – call (03) 8459 2106 or request a call back